USC Credit Union serves the Los Angeles and Orange Counties with the service you'd expect from a local credit union and the products you'd expect from a Southern California bank. From free checking accounts and affordable car loans and mortgage rates to online banking and student credit cards, we're proud to help members live their best lives and support their financial wellness.. Simply your life and your finances. Direct deposit is the easy, worry-free way to have electronic deposits - like paychecks or Social Security payments - deposited automatically into your checking or savings account. You never have to worry about losing a paycheck or going to the bank again. Same-day access to your money on the day of deposit.

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1 Verify USC CU's routing number with the credit union prior to using it for any financial transactions. Call (213) 821-7100.; NCUA provides an online insurance estimator to determine your level of insurance protection.; Net Worth Ratio: The net worth ratio is the comparison between Net Worth and Assets.The financial strength of a credit union can be quickly determined, and compared to others.. 1 If you already have Zelle with another financial institution, you will either need to transfer it to USC Credit Union or use an alternate number or email address.. 2 When using Zelle®, only send money to those you trust. If the recipient is already enrolled with Zelle®, you can't cancel a payment once it's been sent. Neither USC Credit Union nor Zelle® offers a protection program for.